“Credit Card Relief”
I heard another ad this morning on the radio for a different kind of debt management program, or actually a debt relief program is how it was advertised, called “Credit Card Relief”. It was advertised as a complete solution to credit card debt, and is “not like Consumer Credit Counseling” or the other nonprofit organizations which help to consolidate your debt, not is it a high interest consolidation loan, and is not the filing of bankruptcy.
It was advertised as a service that can help you achieve complete freedom from credit card debt in as little as a few months, instead of a few years. I’m not quite sure what the program entails, but the guy on the ad said you would get a consultation with one of their attornies, and it’s only for people who are really serious about getting out of credit card debt.
Since there are more programs popping up like this, I wonder if they just have their attornie negotiate some sort of payoff deal with creditors? It just makes me think along those lines, because usually you don’t need an attorney to just pay off credit cards, or even negotiate lower interest - you can actually do that yourself, or play the credit card game.
