Prime Rate Credit

I recently needed to order my credit report, since I am seriously considering buying a house soon. I wanted to see if I had anything on there that I needed to be aware of, which could affect my mortgage loan rate, or even just the ability for me to get a decent sized preapproval for a home loan.

Well, I’m glad I did, because it turns out I had a bill in collections to a health screening business that I wasn’t even aware of that was in collections! I got it taken care of right away, and was advised it would be expunged immediately from my credit report since it was due to no forwarding address (apparently if the bill cannot be forwarded, it is found in favor of the borrower on the credit report).

This is where I went to get my free credit report, with no hassle, no signup for any other programs, and it was really easy. It’s AnnualCreditReport.com.