Prime Rate Credit

January 1, 2007

What’s Your Financial Resolution This New Years?

Filed under: Here Nor There — CleanedUpCredit @ 10:35 am

Everyone has different new year’s resolutions, and many times they involve losing weight or quitting smoking, but an increasing amount of people who are sick and tired of being financially behind and not as financially comfortable as they think they should be at this point in their life, are resolvign to make some very hefty financial resolutions for themselves.

What should your financial resolution be, or what is your financial resolution if you already have thought of one? I’ll tell you what mine is. It’s to stop spending money on things that disappear quickly, like fast food meals, or restaurant meals that cost upwards of thirty bucks a pop. Also, I have a tendency to think that the little splurges don’t add up, like the Starbuck’s coffee for $4 or that bottled water for a dollar or so at the store.

Every little bit does count, and since I am in the habit of using my debit card now for almost everything, it is traceable, and I can hold myself accountable for the little money I spend “here and there” and see that it is not just a little bit of money at all at the end of the month, but rather could pay an entire bill of some sort, and add to my savings and retirement accounts!

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