Time to Compare Credit Card Deals?
You know when that time comes. When you receive a credit card statement and your heart drops when you see the amount of interest you’ve been charged for one month has gone up considerably, even though your charges haven’t. That’s when you know, it’s time to start comparison shopping for some new credit cards that won’t puncture a hole in your wallet simply by using them for the necessities, and times when you may be financially strapped and need to borrow a little money from yourself, so to speak.
I reached that point, a couple of times in my earlier days of playing the credit card game. A statement would come in the mail, I’d be pretty mad about how much interest I was being charged, and the fact that I knew they had just consistently jacked it my whole stay with them, simply because they knew they could probably get away with it.
Let’s face it, I didn’t have the best credit, and I was kind of a captive audience to some of my credit cards because there was simply no other way to survive without them. I had to pay the outrageous APR’s, because no other credit card companies would give me good intro offers at that time. Now, things have a changed a little.
Even with questionable credit, you have the power of the internet at your fingertips, so you can search hundreds of credit card offers that are all battling for your business, and so will offer you the most competitive APR’s and overall interest rates or rewards to get and maintain your business. It is truly a buyer’s market out there for comparing the best credit card deals, but you have to know what a good deal and bad deal is when it comes to the credit card game.
