Prime Rate Credit

In this day and age of simplified automation and pure laziness - well, maybe lack of time is how we’ll put it, automated banking and savings services have really burned a pioneering path in to the new age of financial ease in savings, deposits, investments and more. Automated deposits into most kinds of accounts helps people to keep track of their finances better, and many times is a cheaper way than manually depositing checks and other deposits, since some banks actually will charge you to walk in and use a teller rather than use some automated option.

The cool thing is, that now, even if your employer does not currently offer a direct deposit option for your paychecks, many times you can authorize a bank of credit union to automatically debit and credit your account for you. Look at how easy it is to sign up for services like Key Bill Pay, which is Key Banks bill payment offer, where the bank sets it up so you do not have to even think about paying your bills, because the bank knows your due dates, and does it automatically for you.

These types of automated and direct deposits and debits have helped thousands of people manage their accounts more effectively and accurately, and not to mention may have even saved them late fees they may have incurred if they were left to figure out their bills themselves every month and may have missed a deadline or two along the way. Haven’t we all done that before? Also, you save money on stamps, and save yourself from having to trudge to the post office or out to your mailbox in the dead cold of winter! Sounds like a win/win to me!