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Well, we’re still in the process of trying to combine our two mortgages. Long story short, we have a primary and secondary mortgage, to avoid paying the PMI. The secondary (subordinate) loan is through Citibank, and usually, when you have a secondary mortgage, you are subjected to a higher interest rate. Fair enough, since [...] Asking for a raise used to be a fairly touchy subject to begin with. You got nervous just thinking about approaching your superior to broach the subject. You rehearsed the lines in your head, trying to figure out what was just the right mix of forcefulness and modesty, humbleness and conviction that you were [...] It’s no wonder that smaller time financial advice companies are having a heck of a time proving they are not crooks to would be investors after the series of frauds that were committed against investors, most notably the Bernard Madoff scheme, and several others occurred in what seemed like rapid succession. Why did they [...] Nothing brings to mind how truly fragile this economic recovery is more than the news about Dubai. Now, because the debt in Dubai, the playground of the rich, has skyrocketed out of control, they are saying that the plummeting real estate values there, where they once could charge millions for even the smallest home [...] With the overall credit crunch, even student loans have become a commodity that is hard to come by, especially when it comes to government or bank funded, purposely low interest loans that were the given only a few years back for students who wanted to start attending college but did not have the cash [...] |
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