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Saving money is extremely important to your financial future and success. Many people don’t realize this, and they literally spend more than they make. Instead of putting away any excess cash they have, they actually spend that money and then some, putting themselves into deeper high interest credit card debt and other types of [...] I had always heard of the term “annuity”, but I never really understood what it was until the investment option was coyly mentioned to me by my accountant since I’m in my early thirties, and annuities are typically for older people who don’t have as much time left for their money to grow. They’re [...] When it comes to bank’s competitiveness in convenience and value for your money, there may not be a whole lot of competition between the little and big guys. What I mean here is that the bigger banks with a million branches versus the small, more localized banks with perhaps the less sophisticated ATMs and [...] It seems that our new economic reality has forced a few game changing rules when it comes to home ownership. With so many people losing their jobs, getting their hours scaled back, or getting downsized, or even not being able to find a job in the first place, it seems that lenders have started [...] An intriguing new study came out that suggests that those that become entrepreneurs in their lifetime are likely that way because of their genetics, not just the way they were raised. Certain inherent personality traits that define the entrepreneurial mindset may actually be handed down through generations, in other words. If your father [...] A law that was passed back in 2003 allowed every US citizen access to one free credit report from the three major credit reporting agencies per year. Those three major agencies who gather credit data and supply reports to financial institutions who are looking to assess the risk they are taking on when deciding [...] |
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