Older Stuff

Guys at the Top are Confident in US Economy

It’s very comforting when you read that some of the biggest name in the entrepreneurial and business world are uber-confident that the economy will not just bounce back, but that it will bounce back in spades – in leaps and bounds, and will be better than it has ever been.

Even if they [...]

Higher Taxes Likely?

You know, every financial or economic guru seems to have differing opinions on how increasing tax rates would impact the ailing economy. Some economists say that increasing taxes would devastate the economy further by taking money out of the little man’s pocket and taking more money out of potential circulation into the market place, [...]

Foreclosures at Record In August?

Well, in more less than stellar news for our flailing economy, it was announced that foreclosure rates were actually at a record level, even higher than they were at the height of the newly discovered mortgage crisis back in 2008 and the subsequent economic crumble, for the month of August. Foreclosure rates jumped significantly [...]

Any More than $75k a Year Doesn’t Bring Happiness?

There has been a lot of debate and cliche sayings about the idea that money can bring you happiness. In the end, it really depends on who you are as a person as to the degree of happiness that money can bring you.

For me personally, I’m happy just to not have to [...]

What is Better About 15 and 20 Year Mortgages?

It’s interesting that a lot more people now are opting to either choose a shorter mortgage loan term when they first buy a home, instead of the traditional, and popular 30 year mortgage that used to be the gold standard. It’s really interesting because it usually would amount to a larger payment, because you [...]

Could a Layoff Ever Be a Blessing in Disguise?

With all the stories of layoffs and job downsizing and hours cutting and pay cuts that are coming out of the recession that we’ve been going through for the past few years, you’d think that all of them would be stories that would make you cry and feel bad for a while. But that’s [...]

Credit Card Debt Hits Low

It’s not totally surprising to me that credit card debt has hit an almost decade long low. It may seem totally counter intuitive to think that credit card debt would be very low in a time when people are cash strapped because of a variety of causes.

Things like joblessness, less overtime hours [...]

Hardship 401k Withdrawals Hit Record

In more troubling news that a lot of Americans are under water when it comes to bill, mortgages, and overall credit extensions, there is a new report that Fidelity came out with, detailing the finding that the last quarter had some of the highest hardship withdrawals from their 401k and retirement plans.

It [...]

One Key to Keeping Good Credit

Doesn’t it seem like every time you go to a clothing store, or even a department store, they are trying to get you to sign up for their store credit card at every corner and every register? I have a few stores in mind when I’m saying this, that try to push their store [...]