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About This Credit Blog

Prime Rate Credit is a personal weblog about how the every day person, living paycheck to paycheck, can pay off their credit cards, budget their money properly and get the best loan, mortgage and interest rates on all borrowed money. Written by an individual who has gotten 100% out of credit card debt by using certain lifestyle guidelines, cutting back and saving in different ways, and managing debt and money effectively. Includes everything from car payment and loan info and personal advice, mortgage tips, ways to save, ways to make extra money, credit cards to look for, playing the credit card game and getting the best interest rates on personal loans.