Credit Cards « Prime Rate Credit

Credit Card Use on the Rise – And I’m Part of the Reason!

I remember a time when I was able to comfortably swear off the use of credit cards almost completely. And when I did use my credit card, I either made sure it was my debit card and not a “play now pay later” card, or I made darn well sure that I paid that [...]

My, How Quickly Credit Card Balances Can Skyrocket!

My husband and I have been once again reminded how easy it is to let credit card balances get out of control. We’ve been struggling a bit in the financial area this past year (hoping 2013 brings more prosperity) due to some severe wind changes in our side business.

Thank God we’ve both held [...]

Why Would a Credit Card Offer Not Include the APR?

I recently received a credit card offer on a somewhat “prestigious” business credit card (it had a certain color, big deal I guess?). I won’t say what the company was, but let’s just say that I browsed through their offer several times to try to find the most important part to me, which is [...]

Getting a Sudden Influx of Credit Card Offers? Do You Have a Balance?

I’ve written before about how I’ve noticed I get a sudden influx of credit card offers after I either start using my credit cards more often or my husband has applied for something new like a new card or a new line of credit. Well, let’s add this new discovery to the list too.

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I Got a Visa Black Credit Card Pre Approval : What’s That Mean?

I’ve been getting a slew of credit card offers in the mail lately. What is funny about this is that I think the reason is I’m starting to carry balances on both my personal and business credit cards, so I think they’re looking at me now as someone they can make interest off of.

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Make Sure Your Business Card Comes with Rewards

I spend a lot on my Chase business credit card. For that reason, I wanted to make sure I had been set up with a pretty good deal when it came to reward points. What I ended up choosing in the end was not a cash back program or something where you could pick [...]

How to Use Credit Cards Properly

Credit cards can be great. They were created for a reason. That reason was not to put us all in blind debt by spending money on things that we knowingly couldn’t pay off in a reasonable amount of time or spend money we simply did not have. Of course, some creditors like it this [...]

Watch Out for Balance Transfer Fees

Balance transfer credit cards or even consolidation loans can be a wonderful, wonderful thing. But they are only truly a wonderful deal if you know, as a consumer, what to avoid and what to look for in the balance transfer deals you get from various financial institutions and credit card companies.

What you really [...]

New Info : Popular Credit Cards Today

We’ve put together a page on the most popular credit cards today as we know them. I’ve written a lot about changing legislation and how it has impacted not only debit cards, but also credit cards and the way these credit card companies have had to switch their business models around a bit.

It’s [...]

Major Credit Card Companies Toying with Tracking Buying Behavior

As credit card companies are faced with fewer options for making big profits off of their customers, often at the customer’s expense if they are ignorant of the fees they can be charged, they are exploring new ways to gain profit.

Having a list of customers can be very lucrative, no matter what your [...]

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