Investments and Saving « Prime Rate Credit

Gold : Been A Rollercoaster Ride?

I don’t know about you, but I have held some of our money for retirement in the GLD fund, or SPIDER gold ETF, which indexes the commodity price of the gold and aims to mirror it. It’s one of the most liquid and easy ways to “own” gold without physically owning it.

I’m pretty [...]

Sticking to My Guns in Gold Investment

After I read some very compelling arguments in the case for and against gold and silver as an alternative to fiat money investment (fiat money is paper, or created money with no real intrinsic value since it’s just dime a dozen paper).

The conclusion I came overwhelmingly to was that our nation is indeed [...]

Why is The “Irrational Exuberance” Phenomenon Continuing with the Stock Market?

I don’t know about you, but I for one still do not see a pretty picture when I look at the US economy, most people’s financial situations, home prices and everything else that goes into determining a healthy (genuinely healthy, not propped up) economy. Why then, is the stock market breaching levels never seen [...]

Roth IRA’s and Traditional 401k’s : How Do You Decide?

I’ll admit, I never gave much thought to the differences and how they would affect me when it came to the difference between a Roth IRA and a traditional 401k which uses before-tax money to be invested.

I gave it some thought when I was making much more money in my other sideline businesses [...]

Soros and Paulson Buy Up Gold : If This Isn’t a Vote of Confidence, What Is?

Two of the most well-known financiers and billionaires in the world have recently disclosed in SEC filings that they have really piled up on the golden shiny commodity of gold, mostly by way of GLD, which is the Spider Gold Fund. The fund is what is called an “ETF” or Exchange Traded Fund that [...]

Will Gold Hit $5,000 per Troy Ounce and Beyond?

It is a very hot, debated and controversial topic, but I’ve delved into it a little before and I figured now was a good time to get into my own personal outlook on the issue again because I feel like we’re at a pivotal point in our economy where we are starting to see [...]

Facebook IPO : Did You Buy on the Hype?

I’ve talked from time to time about my investments. I have told you that I prefer to invest in single stocks and ETF’s in my own 401k account, so my husband and myself do the self directed option in our respective accounts so that we don’t have to rely on the stock market as [...]

Why Do Stocks Always Tank Right After You Buy Them?

I used to listen to the controversial radio show of “shock jocks” Opie and Anthony all the time. Even though they might be known to the general public as shock jocks, they were actually some of the most intelligent DJ’s to ever host a radio show in my opinion that involved not only banter [...]

In a Penny Pinching Mood?

I don’t know why, but I’ve been a complete meiser with money lately. Well, I sort of know why – business hasn’t been as good as usual. But yet I find myself holding back money even on necessities.

I won’t even let myself think of going on a fun shopping trip or buying something [...]

Is Gold a Good Long Term Investment?

Gold has been all the talk lately when it comes to where to put your money as a “safe haven” against all the craziness that’s going on in the economy today. But some, including myself, are hesitant to put significant sums of money into an investment that seems so arbitrary, and has little inherent [...]

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