PDA’s (Palm Pilots) Make a Great Financial Planner

Just had a quick tip to share on how PDA’s (handheld multitasking mini computers), or more commonly known as Palm Pilots, are really handy for keeping track of and budgeting bills, spending, monthly budgets and expenditures for everything from food and entertainment to electricity and other utilities. 

I just have a cheaper model, and am probably going to upgrade soon, but mine is one I bought on Ebay for like $60.  It’s the Palm Zire, and it’s just a small handheld that is black and white and has minimal features.

Why the Palm Pilot Helps:

Did you ever have a thought about paying off a certain bill, or checking your credit, or paying off a certain credit card for the month.  Basically, did you ever just have a random financial thought?  I do, all the time.  Sometimes it’ll be something as small as paying an extra 50 bucks on my next Visa bill, or switching this over to this account, or depositing a check – whatever, you get the point. 

Well, if you have a Palm Pilot or other type of PDA, you usually will have a little scribble pad that uses a pen like instrument that you can write down any thought any time.  This comes in handy a lot for me.  Not only that, I made a special part of the PDA into my own personal little bill paying tracker. 

You can kind of use your imagination and set it up the way you know it will work best for you, but I ended up just using the scheduler to remind myself of the days that bills were due, so I could avoid the common mistake so many of us make, and miss the due date – not out of not having the money, but out of just forgetting and letting the days go by – and then you end up accruing all these late fees. 

You know how that goes, an endless mess of debt – that’s what!

I’m gonna go over a few more ways you can keep track of your financial orders.  Some are downright obvious, but they’ve all helped me get to where I’m at now.