Older Stuff

Watch Out for Balance Transfer Fees

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Balance transfer credit cards or even consolidation loans can be a wonderful, wonderful thing. But they are only truly a wonderful deal if you know, as a consumer, what to avoid and what to look for in the balance transfer deals you get from various financial institutions and credit […]

Has Paying Off Mortgage Earlier Become More Desirable Now?

The whole debate over whether paying off your mortgage early or not has been debated exhaustively. I honestly think that the answer depends on too many variables to be able to give everyone the same blanket statement of yes or no on whether they should try to do this.

For one thing, it depends […]

Are Ridiculous Deals Hurting Our Economy Even More?

With the immense popularity of such programs as Groupon, Living Social Daily Deals, and other local extreme coupons offering 50% off or more on meals at restaurants, haircuts, entertainment and more, it’s no wonder people are expecting too much for too little.

Are these “extreme couponing” sites and methods really hurting the economy and […]

Is Refinancing Your Home Worth It?

I have been thinking about what my husband and I are going to do in the near future when we have our secondary mortgage paid off. We got a secondary mortgage on our home when we bought it five years ago so that we would not have to make a down payment on the […]