credit cards « Prime Rate Credit

Saving for Vacations

My husband and I do not by any means take elaborate, expensive vacations. In fact, we never even really had a proper tropical honeymoon because we are both too strict with our spending money and we really felt that we had spent too much on the wedding as it was.

So we’re not the [...]

Watch Out for Balance Transfer Fees

Balance transfer credit cards or even consolidation loans can be a wonderful, wonderful thing. But they are only truly a wonderful deal if you know, as a consumer, what to avoid and what to look for in the balance transfer deals you get from various financial institutions and credit card companies.

What you really [...]

New Info : Popular Credit Cards Today

We’ve put together a page on the most popular credit cards today as we know them. I’ve written a lot about changing legislation and how it has impacted not only debit cards, but also credit cards and the way these credit card companies have had to switch their business models around a bit.

It’s [...]

What is the Future of the Credit Card?

Some people are saying that now, with all the smart phones out there, and the fact that so many people who don’t have them are switching with free upgrades now offered from many phone companies, the credit card may soon be a thing of the past.

There are actually a lot of things the [...]

Why Credit Cards are GOOD

Yeah, you didn’t misread that. You may have thought you did though, since so many people do tend to think (including myself at one time, I must admit) that credit cards are really just a terrible thing to have. Yes, credit cards are a terrible thing to have, if you are the type of [...]

Living Without Credit Cards More Common

The days of free wheeling credit card spending may be over, as a result of the new mindset of thriftiness that has spawned from the recession. So many people found themselves in hot water with the recession. People lost their jobs, got their hours cut, had to accept lower paying positions, and generally found [...]

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