Older Stuff

Section 8 Options Closed Out in Many Areas

In perhaps one of the most startling signs of the times, I found out that Section 8 housing, which may be a term unique to my native Ohio or not, but basically it is low income subsidized housing, has been completely closed out. This has been going on for over a year due to [...]

Cars and Down Payments : Get that Low Monthly Payment!

My husband and I are of the same mentality when it comes to the vehicles in our household. We run them into the ground. We are definitely not the type of people who need to get a fancy new car every time we get tired of the one we have.

We also are not [...]

Are There Secondary Mortgages Any More?

When we bought our home, which incidentally was only two years before the Great Recession hit, and lenders really tightened their lending capabilities and generosity, there was still such a thing as buying a home with no down payment. These zero down pay options are virtually eliminated with the way the market is today [...]