Older Stuff

Second Half of 2011 Any Better?

It seems that we are at a stalemate in the “recovery” that economists have been so insistent we are still experiencing. Sure, they admit that this recovery has slowed down, but when are we going to come to the conclusion that the recovery itself is an illusion put forth by all the government spending [...]

Portfolio Losses Abound for Americans

The rate of financial losses for people who did their planning right for their retirement is both astonishing and frustrating. Portfolios are rapidly shrinking for individuals who are already retired or who thought they would be on the brink of retirement by now.

At what point can a client actually file a claim on [...]

Local Stimulus Money Requests Exceed Funds (Already)

I live in the greater Cleveland area of Ohio, where there will be some of the Federal stimulus money funneled to due to our high per capita population. Ohio is also one of the greatest states where you can find a job, because of it’s relatively close in proximity population and booming industries. It’s [...]

American Express Actually Pays Customers to Close Out Accounts

Did I read this right? American Express, one of the biggest credit card lenders in America, is going to start offering to some of it’s customers to shut down their accounts with them, and get compensated for doing so. I’ve heard of compensating or rewarding customers to do certain things – like maybe buy [...]

Interesting Financial Tidbits in the News

In some very sad, angering, and actually one very optimistic story in the news as of late, it can be seen that we are going to keep hearing these unusual stories for quite some time as our country struggles to recover from one of the worst problems in history. The first one is very [...]

More People Seeking Financial Advice

More and more people are seeking financial advice these days, whether that advice comes from self study or from other people, professionals, online guides, or books, it’s an increasing area of interest for our population, and it’s no wonder with all the uncertainty and fear that’s culminating right now . Shoot, I can’t even [...]

Obama’s Homeowner Helping Bill, in a Nutshell

Obama has unveiled part of the stimulus bill that will set aside about seventy five billion dollars in a fund that is designed to help homeowners lower their payments on mortgage loans that he says were ones where people were snookered into buying loans at lower interest rates, then unscrupulously made to make higher [...]

Best Sign of Stimulus Will be Boost in Jobs

Well, the huge, every growing, now almost trillion dollar stimulas package that Barack Obama and his team have come up with was finally signed into action last week. And with that, you’d have thought the economy (ie stock market) would have turned up in response to that, however, it didn’t, it actually went down [...]

Timing on Refinancing is Perfect Now..If You Qualify

There is a bright spot in today’s faltering economy. If you are in the market for buying a home, or are comparing renting to owning a home, the timing is excellent for purchasing real estate. The lowered value of real estate coupled with some of the lowest mortgage rates in 37 years can mean [...]

Interesting Fed Ideas on Mortgages and Tax Credits

Well, for those of you who may want to refinance in the next year or even couple of years, or for those of you who are first time home buyers, or just home buyers in general in the next few years, there may be some very good legislation headed your way. And, for the [...]