Older Stuff

50k a Year Is Not What It Used to Be

It’s so funny how a mere five to ten years can dramatically change your perspective. Well, let’s add in there that a large chunk of perspective when it comes to money and how much things cost and how far a certain amount of money per year is gonna get you, has a lot to [...]

Gas and Food Astronomical

Hate to be the bearer of what seems like constantly bad news for our financial straits right now, but there are several factors working against the hard working people of America right now. We used to be the land of golden opportunity, but that paradigm is slowly starting to shift thanks to a stagnant [...]

New : Prime Credit Cards

We have created a new information page where you can find out what the prime rate is, what it means for you and your credit card bill, and how you can research what the going prime rate is and how to get it on a card that you want to use for personal or [...]

How Much of Your Gas is Taxes?

I was stunned when I learned how much, per gallon, you can actually be paying toward taxes, instead of the actual gas itself. It’s particularly disgusting to read how much people in places like California, which currently has the biggest budget crisis of all, have to pay in gasoline taxes.

People in California currently [...]

30 Year Mortgage Going Away?

There has been a lot of talk about how the current mortgage and housing crisis is going to affect the future of home buying for all Americans who still want a slice of the American dream, but cannot afford the huge monthly sums that are often required of a mortgage that is shorter than [...]

Are There Secondary Mortgages Any More?

When we bought our home, which incidentally was only two years before the Great Recession hit, and lenders really tightened their lending capabilities and generosity, there was still such a thing as buying a home with no down payment. These zero down pay options are virtually eliminated with the way the market is today [...]