Older Stuff

Refinancing Now Harder Than Ever

I’ve shared the story with you about how my husband and I tried to combine our primary and secondary mortgage a couple years ago and refinance our home so we could get a better deal than the admittedly crappy one we got ourselves into when we bought our home several years ago. Sigh….yes we [...]

Home Ownership Not an Asset? WHAT!?

A lot of people have been saying, with the downfall of the housing market (temporary, not permanent, mind you), that owning a home has become more of a liability than an asset. What they don’t consider is that it is still an investment. The definition of an investment is something that you buy, and [...]

Home Shows Make You Realize….

I’m a really big fan of HGTV, as I believe I’ve mentioned before. I watch it a lot, and I record a lot of their shows to watch while I’m eating lunch on the weekends. My husband and I both really enjoy watching a couple of their shows, including “My House is Worth What” [...]

30 Year Mortgage Going Away?

There has been a lot of talk about how the current mortgage and housing crisis is going to affect the future of home buying for all Americans who still want a slice of the American dream, but cannot afford the huge monthly sums that are often required of a mortgage that is shorter than [...]

Are There Secondary Mortgages Any More?

When we bought our home, which incidentally was only two years before the Great Recession hit, and lenders really tightened their lending capabilities and generosity, there was still such a thing as buying a home with no down payment. These zero down pay options are virtually eliminated with the way the market is today [...]